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Les capitaux de pr\u00e9voyance sont investis dans la strat\u00e9gie de placement 30 (part strat\u00e9gique d\u2019actions de 30%). Les personnes assur\u00e9es actives et les b\u00e9n\u00e9ficiaires de rentes sont g\u00e9r\u00e9s ensemble au sein de chaque caisse de pr\u00e9voyance. La caisse de pr\u00e9voyance Service Public couvre principalement le canton de Berne et la caisse de pr\u00e9voyance Comunitas, le reste de la Suisse.\r\n\r\n<strong>Vos avantages<\/strong>\r\n<ul>\r\n \t<li>Deux grandes caisses de pr\u00e9voyance avec chacune un effectif solide<\/li>\r\n \t<li>Solidarit\u00e9 \u00e9lev\u00e9e entre les personnes assur\u00e9es et les b\u00e9n\u00e9ficiaires de rentes<\/li>\r\n \t<li>Plans d\u2019\u00e9pargne et de risque modulaires<\/li>\r\n \t<li>Strat\u00e9gie de placement 30 comportant une part \u00e9lev\u00e9e de placements immobiliers directs assurant des rendements constants<\/li>\r\n<\/ul>"},{"acf_fc_layout":"element-buttons","buttons":[{"text":"Vers les chiffres cl\u00e9s","type":"internal","style":"link","link":1241,"anchor":"#caisse-de-prevoyance-comunitas","url":""}]},{"acf_fc_layout":"element-text","text":" \r\n\r\n<strong>T\u00e9l\u00e9chargements<\/strong>"},{"acf_fc_layout":"element-buttons","buttons":[{"text":"Offre de pr\u00e9voyance Caisse de pr\u00e9voyance Comunitas (PDF)","type":"pdfs","style":"link","link":null,"anchor":"","url":"https:\/\/www.previs.ch\/wp-content\/uploads\/2025\/12\/2026_Vorsorgeangebot-C_FR.pdf"}]},{"acf_fc_layout":"element-buttons","buttons":[{"text":"Offre de pr\u00e9voyance Caisse de pr\u00e9voyance Service Public (PDF)","type":"pdfs","style":"link","link":null,"anchor":"","url":"https:\/\/www.previs.ch\/wp-content\/uploads\/2025\/12\/2026_Vorsorgeangebot-SP_FR.pdf"}]},{"acf_fc_layout":"element-buttons","buttons":[{"text":"Offre de pr\u00e9voyance Epargne pour les cadres (PDF)","type":"pdfs","style":"link","link":null,"anchor":"","url":"https:\/\/www.previs.ch\/wp-content\/uploads\/2025\/12\/2026_Kader_Sparplaene_SP_C_FR.pdf"}]},{"acf_fc_layout":"element-buttons","buttons":[{"text":"Offre de pr\u00e9voyance Capital-d\u00e9c\u00e8s suppl\u00e9mentaire (PDF)","type":"pdfs","style":"link","link":null,"anchor":"","url":"https:\/\/www.previs.ch\/wp-content\/uploads\/2025\/12\/2026_Todesfallkapital_SP_C_FR.pdf"}]}]},{"element_id":"arbeitgeber-vorsorgewerke","title":"Caisse de pr\u00e9voyance Employeur","content":[{"acf_fc_layout":"element-text","text":"Les entreprises et institutions pr\u00e9sentant la taille et la structure n\u00e9cessaires, ou bien les caisses de pension souhaitant renoncer \u00e0 leur ind\u00e9pendance, peuvent cr\u00e9er leur propre caisse de pr\u00e9voyance pour leurs employ\u00e9es et employ\u00e9s. Ces caisses de pr\u00e9voyance se caract\u00e9risent par la libre conception du plan de pr\u00e9voyance et le choix de la strat\u00e9gie de placement adapt\u00e9e \u00e0 leurs besoins (part d\u2019actions de 20%, 30%, 40% ou 50%). Les caisses de pr\u00e9voyance Employeur ne comportent que des personnes assur\u00e9es actives. Les b\u00e9n\u00e9ficiaires de rentes sont g\u00e9r\u00e9s dans la <a href=\"https:\/\/www.previs.ch\/fr\/prevoyance\/pour-les-employeuses-et-les-employeurs\/solutions-de-prevoyance\/#vorsorgewerk-rentner\">caisse de pr\u00e9voyance Retrait\u00e9s<\/a>.\r\n\r\n<strong>Vos avantages<\/strong>\r\n<ul>\r\n \t<li>pour les employeuses et employeurs au moins 50 collaborateurs\/trices<\/li>\r\n \t<li>commission de pr\u00e9voyance propre disposant de la comp\u00e9tence d\u00e9cisionnelle pour la strat\u00e9gie de placement, le taux de conversion, la r\u00e9mun\u00e9ration et les mesures d\u2019assainissement<\/li>\r\n \t<li>Libre choix du plan de pr\u00e9voyance et tarification individuelle des risques<\/li>\r\n \t<li>Frais de gestion attrayants<\/li>\r\n \t<li>degr\u00e9 d\u2019autonomie \u00e9lev\u00e9 avec possibilit\u00e9 de financer la caisse de pr\u00e9voyance si la situation l\u2019exige<\/li>\r\n<\/ul>"}]},{"element_id":"verbund-vorsorgewerke","title":"Caisse de pr\u00e9voyance Association","content":[{"acf_fc_layout":"element-text","text":"Plusieurs employeuses et employeurs ayant une orientation similaire, issus de la m\u00eame branche ou partageant d\u2019autres caract\u00e9ristiques communes peuvent ouvrir une caisse de pr\u00e9voyance de type Association et former ainsi une communaut\u00e9. Les caisses de pr\u00e9voyance Association offrent aux employeuses et employeurs l\u2019avantage de pouvoir choisir librement le plan de pr\u00e9voyance et de profiter de la solidarit\u00e9 entre les membres de l\u2019association ainsi form\u00e9e. Elles ne comportent que des personnes assur\u00e9es actives. Les b\u00e9n\u00e9ficiaires de rentes sont g\u00e9r\u00e9s dans la <a href=\"https:\/\/www.previs.ch\/fr\/prevoyance\/pour-les-employeuses-et-les-employeurs\/solutions-de-prevoyance\/#vorsorgewerk-rentner\">caisse de pr\u00e9voyance Retrait\u00e9s<\/a>.\r\n\r\n<strong>Vos avantages<\/strong>\r\n<ul>\r\n \t<li>Communaut\u00e9 de risque entre des employeuses et employeurs ayant une orientation similaire ou issus de la m\u00eame branche<\/li>\r\n \t<li>Commission de pr\u00e9voyance propre disposant de la comp\u00e9tence d\u00e9cisionnelle pour la strat\u00e9gie de placement, le taux de conversion, la r\u00e9mun\u00e9ration, les avoirs de vieillesse et les mesures d\u2019assainissement<\/li>\r\n \t<li>Libre choix du plan de pr\u00e9voyance et tarification individuelle des risques<\/li>\r\n \t<li>Frais de gestion attrayants<\/li>\r\n<\/ul>"}]},{"element_id":"strategie30","title":"Caisse de pr\u00e9voyance Strat\u00e9gie 30","content":[{"acf_fc_layout":"element-text","text":"Cette caisse de pr\u00e9voyance s\u2019adresse \u00e0 des entreprises et institutions issues de diff\u00e9rents secteurs d\u2019activit\u00e9. Les employeuses et employeurs affili\u00e9s peuvent concevoir le plan de pr\u00e9voyance librement. Les capitaux sont investis dans la strat\u00e9gie de placement\u00a030 (part strat\u00e9gique d\u2019actions de 30%). La caisse de pr\u00e9voyance Strat\u00e9gie\u00a030 ne comporte que des personnes assur\u00e9es actives. Les b\u00e9n\u00e9ficiaires de rentes sont g\u00e9r\u00e9s dans la <a href=\"https:\/\/www.previs.ch\/fr\/prevoyance\/pour-les-employeuses-et-les-employeurs\/solutions-de-prevoyance\/#vorsorgewerk-rentner\">caisse de pr\u00e9voyance Retrait\u00e9s<\/a>.\r\n\r\n<strong>Vos avantages<\/strong>\r\n<ul>\r\n \t<li>Caisse ouverte \u00e0 toutes les branches<\/li>\r\n \t<li>Tr\u00e8s bonne structure d\u2019effectif<\/li>\r\n \t<li>Libre choix du plan de pr\u00e9voyance et tarification individuelle des risques<\/li>\r\n \t<li>Frais de gestion attrayants<\/li>\r\n \t<li>Strat\u00e9gie de placement 30 comportant une part \u00e9lev\u00e9e de placements immobiliers directs assurant des rendements constants<\/li>\r\n<\/ul>"},{"acf_fc_layout":"element-buttons","buttons":[{"text":"Vers les chiffres cl\u00e9s","type":"internal","style":"btn-primary","link":1241,"anchor":"#caisse-de-prevoyance-strategie-30","url":""}]}]},{"element_id":"","title":"Caisse de pr\u00e9voyance Retrait\u00e9s","content":[{"acf_fc_layout":"element-text","text":"Les personnes retrait\u00e9es des <a href=\"https:\/\/www.previs.ch\/fr\/prevoyance\/pour-les-employeuses-et-les-employeurs\/solutions-de-prevoyance\/#strategie30\">caisses de pr\u00e9voyance Strat\u00e9gie 30<\/a>, <a href=\"https:\/\/www.previs.ch\/fr\/prevoyance\/pour-les-employeuses-et-les-employeurs\/solutions-de-prevoyance\/#arbeitgeber-vorsorgewerke\">Employeur et Association<\/a> sont g\u00e9r\u00e9es dans une <a href=\"https:\/\/www.previs.ch\/fr\/prevoyance\/pour-les-employeuses-et-les-employeurs\/solutions-de-prevoyance\/#verbund-vorsorgewerke\">caisse de pr\u00e9voyance distincte<\/a>, la caisse de pr\u00e9voyance Retrait\u00e9s, qui applique une strat\u00e9gie de placement \u00e0 faible risque. Cette gestion centralis\u00e9e permet de compenser au mieux les risques. Sur le plan actuariel, les b\u00e9n\u00e9ficiaires de rentes restent rattach\u00e9s \u00e0 leur ancienne employeuse ou leur ancien employeur.\r\n\r\n<strong>Vos avantages<\/strong>\r\n<ul>\r\n \t<li>compensation des risques au sein de la caisse de pr\u00e9voyance Retrait\u00e9s<\/li>\r\n \t<li>strat\u00e9gie de placement aux risques r\u00e9duits avec une part d\u2019actions de 20%<\/li>\r\n \t<li>affectation claire des personnes retrait\u00e9es et financement en cas de besoin<\/li>\r\n \t<li>m\u00e9canisme de financement en cas de besoin<\/li>\r\n<\/ul>"},{"acf_fc_layout":"element-buttons","buttons":[{"text":"Vers les chiffres cl\u00e9s","type":"internal","style":"btn-primary","link":1241,"anchor":"#caisse-de-prevoyance-retraites","url":""}]}]}]},{"acf_fc_layout":"section-cta","status":false,"section_id":"","bgsection":"","padding":"bottom","type":"cta-image","style":"cta-blue","flip":true,"title":"La solution de pr\u00e9voyance ad\u00e9quate","title_type":"h2","image":null,"video":"https:\/\/www.youtube.com\/embed\/UMbarvoth8E","media_type":"video","text":"Votre solution de pr\u00e9voyance actuelle r\u00e9pond-elle aux besoins de vos collaboratrices et de vos collaborateurs? Se situe-t-elle dans la moyenne de la branche? Et est-elle suffisamment attrayante sur le march\u00e9 du travail?","buttons":null},{"acf_fc_layout":"section-feature-cards","status":false,"section_id":"","bgsection":"#fef1dc","padding":"both","cards_style":"white","cards_type":"wlink","group":null,"title":"Chiffres cl\u00e9s","title_type":"h2","cards":[{"icon":"noicon","title":"Chiffres cl\u00e9s<br>de la fondation","text":"","button":{"text":"En savoir plus","type":"internal","page_link":1236,"link":"","url":""}},{"icon":"noicon","title":"Chiffres cl\u00e9s<br>des caisses de pr\u00e9voyance ","text":"","button":{"text":"En savoir plus","type":"internal","page_link":1241,"link":"","url":""}},{"icon":"noicon","title":"Chiffres cl\u00e9s<br>des placements","text":"","button":{"text":"En savoir plus","type":"internal","page_link":1246,"link":"","url":""}}]},{"acf_fc_layout":"section-related-pages","status":false,"section_id":"","bgsection":"","padding":"both","title":"Autres sujets qui pourraient vous int\u00e9resser","title_type":"h2","text":"","pages":[{"page":600},{"page":4975},{"page":790}]}]},"publishpress_future_action":{"enabled":false,"date":"2026-04-24 09:20:26","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/pages\/5118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/comments?post=5118"}],"version-history":[{"count":47,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/pages\/5118\/revisions"}],"predecessor-version":[{"id":14730,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/pages\/5118\/revisions\/14730"}],"up":[{"embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/pages\/4979"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/media\/11105"}],"wp:attachment":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/media?parent=5118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}