{"id":8545,"date":"2024-10-21T09:56:50","date_gmt":"2024-10-21T07:56:50","guid":{"rendered":"https:\/\/www.previs.ch\/?p=8545"},"modified":"2024-12-09T15:53:47","modified_gmt":"2024-12-09T13:53:47","slug":"point-sur-les-placements-au-3e-trimestre-2024","status":"publish","type":"post","link":"https:\/\/www.previs.ch\/fr\/point-sur-les-placements-au-3e-trimestre-2024\/","title":{"rendered":"Point sur les placements au 3e trimestre 2024"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":4599,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[61],"tags":[],"class_list":["post-8545","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-placements"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ 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l\u2019ensemble, le troisi\u00e8me trimestre\u00a02024 a \u00e9t\u00e9 bon pour les placements. Apr\u00e8s le repli d\u00e9but ao\u00fbt, les march\u00e9s boursiers ont enregistr\u00e9 des performances positives, du moins en monnaie locale. Les baisses des taux d\u2019int\u00e9r\u00eat aux Etats-Unis, en Europe et en Suisse et la poursuite de l\u2019atterrissage en douceur (soft landing) de l\u2019\u00e9conomie am\u00e9ricaine ont dop\u00e9 les march\u00e9s financiers mondiaux. L\u2019inflation toujours en baisse, les signes \u00e9vidents du ralentissement du march\u00e9 du travail am\u00e9ricain et la baisse des chiffres d\u2019affaires du commerce de d\u00e9tail ont convaincu les responsables de la R\u00e9serve f\u00e9d\u00e9rale am\u00e9ricaine (Fed) que le temps \u00e9tait venu d\u2019adapter la politique mon\u00e9taire. En septembre, la Fed a d\u00e9cid\u00e9 d\u2019abaisser ses taux directeurs de 50\u00a0points de base. D\u2019autres r\u00e9ductions devraient suivre, pour autant que les donn\u00e9es enregistr\u00e9es et les projections bas\u00e9es sur celles-ci le permettent. Le discours est le m\u00eame en Europe et en Suisse. Fin septembre, la Chine a surpris les acteurs du march\u00e9 en annon\u00e7ant un plan de relance. Celui-ci pr\u00e9voit notamment diverses baisses de taux d\u2019int\u00e9r\u00eat, des mesures de soutien du march\u00e9 immobilier en difficult\u00e9 et des fonds publics en appui des banques et du march\u00e9 boursier ainsi que pour des rachats d\u2019actions."},{"acf_fc_layout":"element-title","status":false,"title":"March\u00e9s boursiers","title_type":"h4"},{"acf_fc_layout":"element-text","status":false,"group":null,"text_size":"normal","text":"Les march\u00e9s boursiers ont connu un trimestre agit\u00e9. Apr\u00e8s un bon d\u00e9part en juillet, a suivi une v\u00e9ritable chute d\u00e9but ao\u00fbt d\u00e9clench\u00e9e par le rel\u00e8vement de son taux directeur par la Banque centrale du Japon. D\u2019\u00e9normes volumes de positions de carry trade sur le yen japonais ont alors \u00e9t\u00e9 liquid\u00e9es. A certains moments, le S&amp;P 500 a perdu plus de 7% et le Nikkei japonais, plus de 20% par rapport \u00e0 fin juillet. Gr\u00e2ce au contexte de march\u00e9 positif d\u00e9crit au d\u00e9but, les march\u00e9s se sont toutefois bien r\u00e9tablis. En septembre, le S&amp;P 500 a m\u00eame atteint un nouveau record historique avec 5767 points. Au troisi\u00e8me trimestre, le march\u00e9 boursier am\u00e9ricain (MSCI USA) a progress\u00e9 de 5.9%. Les march\u00e9s boursiers europ\u00e9ens (MSCI Europe ex. CH) ont pour leur part connu une valorisation d\u2019un peu plus de 2%. Mais comme l\u2019USD et l\u2019EUR se sont fortement d\u00e9pr\u00e9ci\u00e9s contre le franc suisse, il en a r\u00e9sult\u00e9 pour nous, investisseurs suisses, une l\u00e9g\u00e8re perte par rapport au trimestre pr\u00e9c\u00e9dent. Le march\u00e9 suisse des actions (SPI) a, lui aussi, enregistr\u00e9 une hausse l\u00e9g\u00e8rement sup\u00e9rieure \u00e0 2% au troisi\u00e8me trimestre."},{"acf_fc_layout":"element-title","status":false,"title":"Taux d\u2019int\u00e9r\u00eat","title_type":"h4"},{"acf_fc_layout":"element-text","status":false,"group":null,"text_size":"normal","text":"Le rendement des bons du Tr\u00e9sor am\u00e9ricain \u00e0 dix ans a recul\u00e9 au troisi\u00e8me trimestre. De 4.4% au d\u00e9but du trimestre, il est tomb\u00e9 \u00e0 3.6% en septembre avant de s\u2019\u00e9tablir \u00e0 3.8% \u00e0 la fin du trimestre. Le sc\u00e9nario a \u00e9t\u00e9 similaire dans la zone euro. Le rendement des obligations de la Conf\u00e9d\u00e9ration \u00e0 dix ans a \u00e9galement poursuivi sa pente descendante et s\u2019\u00e9levait \u00e0 0.32% fin septembre. Cons\u00e9quence de ces baisses de rendement, les obligations ont enregistr\u00e9 d\u2019importants b\u00e9n\u00e9fices comptables."},{"acf_fc_layout":"element-title","status":false,"title":"Devises","title_type":"h4"},{"acf_fc_layout":"element-text","status":false,"group":null,"text_size":"normal","text":"Au cours du troisi\u00e8me trimestre, le franc suisse s\u2019est affermi face \u00e0 l\u2019USD et \u00e0 l\u2019EUR. L\u2019USD\/CHF s\u2019\u00e9tablissait \u00e0 0.9027 au d\u00e9but du trimestre et l\u2019a cl\u00f4tur\u00e9 \u00e0 0.8456. L\u2019\u00e9volution par rapport \u00e0 l\u2019euro a \u00e9t\u00e9 identique. Au d\u00e9but du trimestre, l\u2019EUR\/CHF s\u2019\u00e9levait \u00e0 0.9696. Il a ensuite recul\u00e9 \u00e0 0.9308 et a termin\u00e9 le trimestre \u00e0 0.9416. En cons\u00e9quence, les effets de change sur nos placements non couverts contre le risque de change ont \u00e9t\u00e9 n\u00e9gatifs au troisi\u00e8me trimestre."}]},"publishpress_future_action":{"enabled":false,"date":"2026-07-07 07:02:26","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/posts\/8545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/comments?post=8545"}],"version-history":[{"count":1,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/posts\/8545\/revisions"}],"predecessor-version":[{"id":8546,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/posts\/8545\/revisions\/8546"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/media\/4599"}],"wp:attachment":[{"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/media?parent=8545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/categories?post=8545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.previs.ch\/fr\/api\/wp\/v2\/tags?post=8545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}