{"id":9754,"date":"2024-12-09T13:43:29","date_gmt":"2024-12-09T11:43:29","guid":{"rendered":"https:\/\/www.previs.ch\/?p=9754"},"modified":"2024-12-09T15:22:28","modified_gmt":"2024-12-09T13:22:28","slug":"rentes-legales-2025","status":"publish","type":"post","link":"https:\/\/www.previs.ch\/fr\/rentes-legales-2025\/","title":{"rendered":"Rentes l\u00e9gales 2025"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":3535,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[59],"tags":[],"class_list":["post-9754","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-prevoyance"],"yoast_head":"\nRentes l\u00e9gales 2025 | Previs Vorsorge<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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prix au 1.1.2025."},"elements":[{"acf_fc_layout":"element-title","status":false,"title":"Adaptation des rentes l\u00e9gales \u00e0 l\u2019\u00e9volution des prix au 1er janvier 2025","title_type":"h3"},{"acf_fc_layout":"element-text","status":false,"group":null,"text_size":"normal","text":"En vertu de l\u2019article\u00a036 LPP, les rentes de survivants et les rentes d\u2019invalidit\u00e9 du deuxi\u00e8me pilier obligatoire sont adapt\u00e9es p\u00e9riodiquement \u00e0 l\u2019\u00e9volution des prix (rench\u00e9rissement), jusqu\u2019\u00e0 l\u2019\u00e2ge ordinaire de la retraite. La Previs mettra en \u0153uvre l\u2019arr\u00eat\u00e9 du Conseil f\u00e9d\u00e9ral pour l'ann\u00e9e 2025 en temps et en heure.\r\n\r\nCompte tenu de la marge de man\u0153uvre financi\u00e8re des caisses de pr\u00e9voyance et du principe de pr\u00e9caution, le Conseil de fondation a d\u00e9cid\u00e9 le 6\u00a0d\u00e9cembre\u00a02024 de ne conc\u00e9der aucun autre ajustement des rentes l\u00e9gales concern\u00e9es par l\u2019article 36 LPP."},{"acf_fc_layout":"element-spacer","status":false,"group":null,"space_size":"nm"},{"acf_fc_layout":"element-title","status":false,"title":"Pas d\u2019augmentation des rentes r\u00e9glementaires en 2025","title_type":"h3"},{"acf_fc_layout":"element-text","status":false,"group":null,"text_size":"normal","text":"La Previs applique un mod\u00e8le qui peut pr\u00e9voir une \u00e9ventuelle participation des b\u00e9n\u00e9ficiaires de rentes aux r\u00e9sultats enregistr\u00e9s\u00a0\u2013 en fonction du taux de couverture et des retours sur investissement obtenus. Sur la base de ce mod\u00e8le, les commissions de pr\u00e9voyance des diff\u00e9rentes caisses ont discut\u00e9 de la possibilit\u00e9 d\u2019augmenter les rentes r\u00e9glementaires. Aucune d\u2019entre elles n\u2019a propos\u00e9 au Conseil de fondation de revoir les rentes \u00e0 la hausse au 1<sup>er<\/sup>\u00a0janvier\u00a02025.\r\n<ul>\r\n \t<li>Les taux de couverture de Comunitas, de Service Public et de la caisse de pr\u00e9voyance Retrait\u00e9s, au sein de laquelle sont g\u00e9r\u00e9es les personnes \u00e0 la retraite, ne se trouvent pas \u00e0 un niveau justifiant des paiements de rentes suppl\u00e9mentaires, y compris au regard des exigences r\u00e9glementaires.<\/li>\r\n \t<li>Une augmentation des rentes mensuelles fait grimper les engagements \u00e0 long terme, ce qui a des r\u00e9percussions sur les taux de couverture des caisses de pr\u00e9voyance.<\/li>\r\n \t<li>La situation sur les march\u00e9s des placements demeure tendue sur le plan g\u00e9opolitique et sur le plan de la politique mon\u00e9taire.<\/li>\r\n<\/ul>\r\nLes prestations de rentes r\u00e9glementaires ne pourront par cons\u00e9quent pas \u00eatre ajust\u00e9es pour 2025. 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